User Bancorp - offshore accounts made easy...
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- ARTICLES
- Financial Services
- Government Issued License
- Running a Safe Custody Business Offshore
- An Offshore Business Changing Money
- Government Issued Licenses for Asset Protection and Management Services
- Trading License for Financial and Commodity Based Derivatives
- Standard Conditions for an Offshore Government Issued Securities Trading License
- Government Issued Financial Licenses – Trust Services
- Trust Services Offshore Using a Government Issued License
- International Money Lending License and Operations
- Making Money with an Offshore Money Transmission License
- Money Transmission Services Licenses
- International Money Broker or Money Exchange License
- Offshore Money Lending and Pawning License
- Offshore Trust Services Licenses
- Safe Custody Services License
- NZOFC New Zealand Offshore Finance Company
- Advantages of an NZOFC
- Become a Banker Offshore in Everything but Name
- Gaining Onshore Use of Your Offshore Money in an NZOFC
- How to Profit from an Offshore Financial Company
- A New Zealand Offshore Financial Company
- Offshore Banking without a Bank: an NZOFC
- New Offshore Financial License Opportunities
- Offshore Success with a New Zealand Offshore Financial Corporation
- Onshore or Offshore Investment in New Zealand: Biotech versus an NZOFC
- Starting Your Own Offshore Financial Company
- Three Profitable Offshore Opportunities: Banking, Forex, and a Foundation
- Forex
- Government Issued License
- Offshore Structures
- Accounts and Banking Services
- Personal versus Corporate Offshore Accounts
- Asset Privacy with a Free Offshore Bank Account
- Open Your Own Personal Offshore Bank Account
- Obtaining an Offshore Loan Based upon Your Own Offshore Assets
- Tax Advantages, Banking Privacy and Convenience of Offshore Banking in Belize
- Using the Money that You Have Saved Offshore by Means of a Loan
- Doing Business with a Strong Offshore Combination using a Panama Foundation with a Belize IBC
- A Successful Offshore Business with an International Re-invoicing Strategy
- An International Business Corporation can Increase Profits Using an International Re-invoicing Strategy
- An Offshore Asset Protection and Management Business
- Asset Protection and Panama Foundations
- Retirement, tropical living, offshore banking and corporations: Why Belize?
- Business Solutions for the 21st Century Include Effective Use of Offshore Banking
- What is the difference between an offshore headquarters company and an offshore holding company?
- Doing Business Onshore and Offshore with an International Re-Invoicing Strategy
- Grow Offshore Business Profits with an International Re-invoicing Strategy
- How Can I Use an Asset Protection Trust?
- How Does a Panama Foundation Work?
- Living, Working, and Banking Offshore and More
- Seven Ideas about Offshore Investment Marketing
- Separate Placement of Offshore Administrative Offices
- Managing Offshore Investments through an Asset Manager
- Risking Investment Capital Offshore
- Offshore Financial Licenses
- Thoughts on Identity (and Asset) Protection and where to Find It
- Ten Ways to Increase Company Profits by Going Offshore – Asset Protection Made Easy
- Ten Ways to Protect Your Assets Offshore – Asset Protection
- There are Three Reasons Why it is better to Invest Offshore
- Panama
- A Problem Becomes an Opportunity in Panama
- Best Places to Live (or Invest) in Panama
- Falcons in the City and Other Signs of a Healthy Ecology in Panama
- Making Money in Panama
- Panama Trade, Business, and Real Estate: Panama is not just pristine beauty and an exciting capital city
- Facts about Panama
- Panama Growth, Trade, Business, and Real Estate
- The Changing Face of Panama
- Metro Likely to Change the Face of Panama City
- When Opportunity Knocks… in Panama
- Olive Oil
- A Green Investment with Taste: Olive Trees
- An Excellent Offshore Investment has to do with Olive Oil
- Increasing Olive Oil Consumption
- Investing in the Arbequinia Olive in Algeria
- Make Money Investing in Olive Oil
- Offshore Olive Oil Investment Facts
- Prompt Milling of Olives for Oil and Profit
- The Need to Increase Olive Oil Production Can Lead to Offshore Investment Profits
- The Olive
- What Makes an Offshore Investment in Olive Trees Successful?
- Accounts and Banking Services
- Card Services Co Branded White Label Card Programs Debit Prepaid Credit Cards
- How You Can Get a Free Credit Card for Use Worldwide?
- Offshore Asset Protection and White Label Debit Cards
- Paying Salespeople with a Payroll Card
- Sales Organization Payroll Cards
- The Many Uses of a White Label Debit Card
- Using a White Label Debit Card Program to Reimburse Employees
- Using a White Label Debit Card Program to Pay Pension Benefits
- What Do You Look and How Do You Manage a White Label Debit Card Payment Solution?
- White Label Debit Card Fraud Prevention Mechanisms
- Why Do Offshore Companies Use White Label Debit Card Programs?
- Financial Services
- NEWS/BLOG
FAQ
Q. What are your fees and charges?
A. Please refer to our Terms And Conditions page
Q. Is User Bancorp Ltd a Bank?
A. User Bancorp offers services as a finance company, not as a licensed Bank.The company may carry on the business of banking and provide financial services and may issue securities to the public outside of New Zealand.
Q. How do I get support?
A. please use the contact us page as priority is given by order of emails received. However for all urgent matters please call +501 2062065
Q. What products and services does User Bancorp Ltd provide?
A. The principal product is a online financial management tool with the ability to accept wires and transfers from bank accounts in a number of currencies and then to provide a competitive rate for the transfer of this funds in other currencies.User Bancorp Ltd leverages their financial relationships with banking services institutions all over the world to offer customers competitive rates.
Q. How long does it take to set up an account?
A. We can open an account for you in a few minutes. We are required by international law to confirm your identity and you can start depositing funds from the moment we receive these documents.
Q. In what currencies can I open my account?
A. Currently we offer accounts in US Dollars, Euros, GB Pounds, Canadian Dollars, and Swiss Francs. Your account can accept incoming wires in any denomination although the sending bank may charge you for this.
Q. Where is my money held? Is it safe?
A. User Bancorp only utilizes highly-capitalized financial institutions in political and economically stable and secure off-shore jurisdictions. We will always endeavor to minimize risk by ensuring that all client funds are not held in banks which are over- exposed to sub-prime credit products.
Q. Where is User Bancorp based and who regulates it?
A. User Bancorp Ltd is incorporated in New Zealand, Company Registration No. 2234807 and is authorized by its charter granted under New Zealand law to provide:
- Deposit taking & lending
- Debit and credit card services
- Issuing of financial guarantees and instruments
- Cash management services
- Current accounts
- Check (Checking) accounts
- Savings accounts
- Term deposits
- Wire transfer services
- Payment processing services
- Fund management
- Marketing of investments
Although the User Bancorp Ltd is not subject to Central Bank supervision and regulation, its activities are regulated by several acts. Details can be provided on request.
Q. How can I access my funds?
A. You can contact our Customer Services department for a direct transfer, you can request a transfer directly via 24/7 online access to your account or you can withdraw cash via an ATM or make purchases with your credit/debit Card
Q. What fees and costs do you have to pay?
A. We will charge fees on your accounts and for any services we provide. We will deduct those fees from your account. A list of our current fees is available on request from User Bancorp Ltd. We may change the amount of those fees or impose new fees as long as we give you notice at least 30 days before we make a change or impose a fee.We will deduct from your account any government charges or levies that you (or we on your behalf) are required to paywe incur any costs in relation to your account or for any services we provide, then you must pay us the amount of those costs. We will deduct any costs that we incur from any of your accounts.
Q. What interest will you be paid?
A. Some of our account types may entitle you to interest on the credit balance of the account. If we have agreed to pay interest on the credit balance of a particular account, then interest will be calculated daily on the closing balance of the previous day for that account and will be credited to that account at the end each calendar month, unless otherwise advised by us.For some accounts we may require you to retain a minimum balance in one or a combination of accounts, make minimum deposits, or make no more than a specified number of withdrawals in any month in order to qualify for interest to be paid on the credit balance of the account. In some cases these requirements will need to be met in order to qualify for higher interest rates or additional “bonus” interest payments.
CONTACT INFORMATION:
BELIZE
Postal Address/Support:
User Bancorp Ltd
co/Wire Secure Inc.
Lagoon Street, San Pedro,
Ambergris Caye, Belize, C.A.
Telephone +501 206 206 5
The Blue Hole, outside San Pedro
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NEW ZEALAND
Registered office:
User Bancorp Ltd
412 Lake Road, Takapuna,
Auckland, New Zealand
Milford Sounds, one of the eight
wonders of the world close to
Queenstown...
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