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CARD PRODUCTS
Choosing a financial card to be used for transactions is an important decision for any consumer or business. Which card is the best option? Debit cards, credit cards or pre-paid cards? In order to determine which card option is most ideal for your financial needs, it is important to understand basics about each program.
Debit Card
A debit card is a plastic card linked to a financial account for usage to complete payments or purchases. It is considered a cash form of payment, as the funds utilized to complete a transaction are automatically withdrawn from the financial account that the card is associated with.
Credit Card
Like a debit card, a credit card is also a plastic card issued by a financial institution for usage to complete payments and purchases. Instead of the needed funds to complete the transaction being deducted from an associated financial institution, they are issued in the form of debt by the underlying credit card company. A card user is agreeing to pay back the borrowed funds at the associated interest rate over time.
Pre-paid Credit Card
A pre-paid credit card offers the user the same benefits as a regular credit card, but there is no inherent risk on the part of the card issuer or the user. The funds used to complete purchases with a pre-paid credit card are not borrowed, but pre-deposited by the card user. The card user can utilize funds available for purchases, but must refill their account to continue spending beyond the pre-established spending limit.
User Bancorp's prepaid MasterCards can be used worldwide at ATMs, POS and online, as well as for verifying and adding to online accounts (Paypal, eBay, Alertpay, Moneybookers, Neteller, etc), for both funding and withdrawal. These credit cards can also be used with most online services such as Google Adwords, eBay, Walmart, and more. International cardholders are accepted.
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Personal Account incl FREE Mastercard
Personal accounts are ideal for individuals who wish to bank internationally and protect their assets. It is also a good solution for those wishing to deposit funds into international investments products. Min. withheld deposit of 250 USD required. Free Mastercard included(optional)
0.00 $
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Corporate Account incl FREE Mastercard
Corporate accounts are ideal for businesses, trusts and holding corporations who conduct their business world wide. Or offshore companies incorporated in order to protect the assets of the owners. Min. withheld deposit of 500 USD required. Free Mastercard included(optional)
0.00 $
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Personal Mastercard
Anonymous Mastercard enabling ATM, POS- Point Of Sales purchases in shops and restarants, e-commerce enabling online shopping such as paying airline tickets online etc
When sold separately without account.
195.00 $
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Corporate Mastercard
Anonymous Mastercard enabling ATM, POS- Point Of Sales purchases in shops and restarants, e-commerce enabling online shopping such as paying airline tickets online etc.
When sold separately without account.
195.00 $
CONTACT INFORMATION:
BELIZE
Postal Address/Support:
User Bancorp Ltd
co/Wire Secure Inc.
Lagoon Street, San Pedro,
Ambergris Caye, Belize, C.A.
Telephone +501 206 206 5
Telefax +64 9 353 1598
The Blue Hole, outside San Pedro
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NEW ZEALAND
Registered office:
User Bancorp Ltd
412 Lake Road, Takapuna,
Auckland, New Zealand
Milford Sounds, one of the eight
wonders of the world close to
Queenstown...
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